Kidney Care UK has joined forces with the British Insurance Brokers’ Association (BIBA) and AllClear Travel Insurance, along with a number of other medical charities in the UK to announce the formation of a new Action Group that will help to improve access to travel insurance for customers with pre-existing medical conditions.
The Group, which was officially formed at a recent roundtable event hosted by AllClear, is developing a plan of action to help the travel insurance industry and the charity sector to improve awareness, understanding and accessibility for this demographic, while also working to improve signposting and make exclusions within travel insurance policies more transparent.
Fiona Loud, our Policy Director, commented: “Every week we hear from patients asking us about travel insurance and providers, worried about the costs and confused about how insurance works for people with kidney disease. Many patients simply don’t understand why their insurance quotes are so high and or what is covered. More worrying is that patients may be travelling without insurance. We’re delighted to be part of this Action Group and look forward to helping insurers understand the complexity of a condition like kidney disease and helping patients understand how they can get the best out of travel insurance.”
BIBA receives as many as 550,000 enquiries from people needing access to specialist insurance for their pre-existing conditions. Unfortunately, according to Chris Rolland, CEO of AllClear, as many as one in five people travel without insurance: “Medical travel insurance claims can reach hundreds of thousands, or even millions of pounds. A night in a US hospital can easily cost £10,000 and it is vital these costs are understood and correctly weighed against the risk of travelling without cover. It was clear from our roundtable that charities want to help inform their beneficiaries and supporters and want this information to come from industry experts.”
We know that finding travel insurance when you have kidney disease is a real issue for patients so we will keep you posted on this project as it develops. We have put together a list of Travel Insurance providers that patients have used.